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Home > About NORML > NORML Life Insurance

NORML Life Insurance

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Life Insurance For Responsible Marijuana Smokers!

For years responsible marijuana smokers have been unable to access affordable life insurance products. Because of cannabis prohibition and cultural stereotypes, adult marijuana smokers have been forced to lie on applications or forego the health benefits of responsible marijuana use. Those who were honest about their use of marijuana were flat out declined or rated so high that they could not afford the coverage they needed.

No Longer!

Recently one of our members contacted NORML with a problem. He was expanding his business and his bank required him to purchase additional life insurance. His local insurance agent told him that he must quit smoking marijuana to get the coverage he needed. That response was unacceptable to our member and it was unacceptable to NORML!

We contacted our insurance agent, Webb Hubbell, who was familiar with the insurance problems marijuana smokers face and wanted to find a solution. He contacted his affiliate, Marvin Address, and they took on the challenge. Marvin was able to convince a carrier to underwrite our member without the usual negative implications (i.e., higher premiums) of marijuana use. The member not only received the coverage he needed but also he was able to save additional money on the premiums he was paying for the coverage he had already in place.

Help NORML and Help Yourself

If you have been declined for life insurance, are paying above market premiums, or simply want to know what now may be available in the way of insurance, contact Webb at: Marvin.address@addressinsurance.com or call him at 202-293-5566.


Listen to NORML's insurance agent Webb Hubbell discuss the importance of life insurance for cannabis consumers.


The McLaughlin Group

NORML Uniquely Supports Cannabis Consumers!

As a result of this occurrence NORML, Webb, and Marvin decided that the time is ripe to make traditional insurance products available to responsible smokers without the usual negative implications. Two carriers have agreed to offer all of their traditional life insurance products at all levels without excluding individuals who smoke marijuana responsibly. Webb is hopeful that this program can ultimately be expanded to make available disability and health insurance products as well.

Challenging as it may be, NORML is a public interest organization working hard to both reform cannabis laws as well as providing valuable services to our membership and cannabis consumers.

This again is another prime example of 'If it's important to cannabis consumers, it's important to NORML'!

Thanks again for all your help and support,

-Allen St. Pierre
 Executive Director
 NORML
 Washington, DC

 director@norml.org


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updated: Mar 17, 2009
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